Acuity Business Funding

We Know the Challenges of Running a Trades Business — Funding Shouldn’t Be One of Them

Acuity Business Funding provides working capital for construction, HVAC, plumbing, landscaping, and service businesses generating $10K+/month. See what you qualify for in under 60 seconds.

4.8
185+ reviews
BBB
5
A+ Rating

Start Your Quick Qualification

How It Works

From application to funding in as little as 24 hours.
01

Complete the Quick Form

Answer a few questions about your business. It takes less than 60 seconds — no documents required upfront.

02

Speak with a Funding Advisor

A dedicated advisor calls you within minutes to review your options and answer any questions.

03

Get Funded — Fast

Once approved, funds can be deposited into your business account in as little as 24 hours.

Get Funded Now
$180M+
Funded to Date

Capital deployed to trade businesses across the U.S.

24 Hours
Average Funding Speed

From approval to cash in your business account.

93%
Approval Rate

For businesses meeting our minimum qualifications.

Why Trade Businesses Choose Acuity

$25K to $2,000,000 in available funding — scaled to your revenue
Approvals in as little as 24 hours with minimal paperwork
No collateral required — funding based on business performance
Dedicated funding advisor assigned to your account
Flexible repayment terms that work with your cash flow
Built specifically for trade and service businesses
Working with Acuity Business Funding
Apply in 60 seconds online
Funded in as little as 24 hours
No collateral or perfect credit required
Dedicated advisor calls you immediately
Flexible terms for seasonal businesses
Traditional Bank Loans
Weeks of paperwork and branch visits
30–90 day approval timelines
Requires collateral and 700+ credit score
Impersonal process with no dedicated contact
Rigid terms that don't fit trade businesses

Frequently Asked Questions

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Acuity Business Funding — A division of Acuity Financial

Information We Collect Acuity Financial collects information you provide when you interact with our website, including: Name Phone number Email address Business information (such as revenue, time in business, and related details) Any additional information submitted through our forms We may also collect technical data such as IP address, browser type, and usage behavior through cookies and tracking technologies. 2. How We Use Your Information We use your information to: Evaluate your eligibility for business funding options Contact you directly via phone, email, or SMS regarding your request Coordinate a consultation with a funding specialist Provide information about available funding solutions Improve our website, services, and customer experience. 3. SMS & Communication Consent By providing your phone number, you agree to receive calls and text messages from Acuity Financial, Smarter Credit, regarding your request for business funding. Message and data rates may apply Message frequency may vary You can opt out at any time by replying STOP For assistance, reply HELP Consent is not required as a condition of purchasing any goods or services. 4. Sharing of Information We do not sell, rent, or share your personal information or SMS consent with third parties for marketing purposes. We may share your information only as necessary to: Fulfill your request for business funding services Coordinate internal service processes related to your request Operate our business (such as CRM systems and communication tools) All communication with you will be initiated by *Acuity Financial* 5. Cookies & Tracking Technologies We use cookies, pixels, and similar technologies (including Meta/Facebook tracking tools) to: Measure advertising performance Improve targeting and user experience You can control cookies through your browser settings. 6. Data Security We take reasonable measures to protect your information from unauthorized access, disclosure, or misuse. 7. Your Rights You may request access to, correction of, or deletion of your personal information by contacting us directly. 8. Contact Information If you have any questions about this Privacy Policy, you may contact us at: Acuity Financial info@acuitybusinessfunding.com---